I spent $12 OOP (out of pocket) I was tripping I don't spend that much at cvs a month, heck I don't spend that much in 2 months. I was like what should I take back? Five hours later, I took a deep breath let it out and said let it go it will be OK this one time. I guess its hard for me to spend any money these days. I am always thinking about getting the best deal, not just an OK deal. The reason my OOP was so high was I thought I had more money on my gift card than I did so I made 2 big transactions instead of lots of small ones. Saved $86.20 that's 88%. And I have $18 in ECB's!! I wont call this one part of my counting my penny's.